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Banner Corporation (NASDAQ:BANR) Exceeds EPS Estimates but Misses on Revenue

  • Banner Corporation reported an EPS of $1.54, surpassing the estimated $1.41.
  • The company’s revenue of $168.7 million fell short of the projected $171.5 million.
  • BANR announced a quarterly cash dividend increase of 4%, bringing it to $0.50 per share.

Banner Corporation, listed as NASDAQ:BANR, is the parent company of Banner Bank. It operates in the financial services sector, providing a range of banking services. The company competes with other regional banks in the United States. On October 15, 2025, BANR reported earnings per share (EPS) of $1.54, exceeding the estimated $1.41. However, its actual revenue of $168.7 million fell short of the projected $171.5 million.

The company’s net income for the third quarter of 2025 was $53.5 million, or $1.54 per diluted share. This is an improvement from the previous quarter’s net income of $45.5 million, or $1.31 per diluted share. 

Banner Corporation’s net interest income for the third quarter of 2025 was $150 million, up from $144.4 million in the preceding quarter. This increase in net interest income reflects the company’s ability to generate more revenue from its core banking activities. Additionally, the company raised its quarterly cash dividend by 4%, bringing it to $0.50 per share.

BANR’s financial metrics indicate a stable position. The price-to-earnings (P/E) ratio is approximately 11.90, and the price-to-sales ratio is about 2.53. The enterprise value to sales ratio is around 2.90, while the enterprise value to operating cash flow ratio is approximately 9.01. The earnings yield stands at 8.40%, suggesting a good return on investment.

The company’s debt-to-equity ratio is 0.43, indicating a moderate level of debt compared to equity. However, the current ratio is 0.04, which suggests limited short-term liquidity. This could be a point of concern for investors, as it indicates the company’s ability to cover short-term liabilities with its current assets is limited.

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